Is It Time to Refinance?
In today’s ever-changing financial landscape, knowing when to refinance your mortgage can make a significant difference to your financial future. Many Australian homeowners are surprised to learn they could be paying more on their home loan than they need to. If it’s been more than a year since you reviewed your loan, there’s a good […]
Offset Accounts vs Redraw Facilities
If you’re looking to get more out of your home loan, chances are you’ve come across terms like offset account and redraw facility. While both can help reduce the amount of interest you pay and potentially shorten your loan term, they operate in different ways and understanding those differences can help you make smarter decisions […]
How much can I borrow?
If you’re planning to buy a home or invest in property, one of the first (and most important) questions you’ll ask is: “How much can I borrow?” Knowing your borrowing power is a crucial first step. It helps you set a clear budget, narrow down property options, and avoid surprises later in the home loan […]