Buy with the 5% Deposit Scheme

Get in with only a 5% deposit

✓ Buy with just 5% deposit: No need to save 20%, eligible first home buyers can get in with just 5% and pay no Lender’s Mortgage Insurance (LMI).

✓ We handle your application from start to finish: We assess your eligibility, confirm your borrowing power, and lodge your place in the scheme, stress-free.

✓ No cap on available places: The scheme now runs year-round, giving buyers more opportunity and less competition for spots.

✓ Higher income and property limits: Updated thresholds mean more buyers now qualify.

Check 5% Deposit Eligibility Below

What Our Clients Say

"I want to express my gratitude to Reza for his support with my recent home purchase. He went above and beyond to make sure I understood every part of the process. He made me and my partner feel extremely comfortable and heard. We also received an extremely competitive rate which is lower than the interest rates our friends are paying. I will definitely use him in future."

Amy A & Mike A

"I can’t speak highly enough of Reza, he made the whole process so much smoother and less stressful than I ever expected. From the very beginning, he was friendly, honest, and incredibly patient, answering all my (many) questions and explaining things in a way that made sense."

Zeynab A

"I recently saw Reza as I needed help with all of my loans that were getting out of hand. I had several loans with high interest rates, so my repayments were very high and I frankly couldn’t afford it anymore. He reviewed my scenario and provided a solution that I didn’t realise was possible. As a result my repayments have significantly reduced and I feel so much more confident with my financial situation now and can live a little. I will forever be grateful! Thank you!"

Resim L

Why Choose Us?

Support at every step

Your goals are our priority. We take the time to understand your situation, offering tailored advice and finance solutions that align with your needs and support you at every step of your property and finance journey.

Expertise

Whether you're a first-time homebuyer, looking to invest in additional properties, seeking to refinance, or exploring equity release options, our extensive experience across various loan types, including: construction, self-employed, commercial, and car loans, ensures you're in capable hands.

Lender network

We collaborate with a wide network of trusted lenders, giving you access to a broad range of loan products and highly competitive rates. This extensive lender panel allows us to match you with finance solutions that suit your needs, goals, and long-term plans.

Our Commitment to You

We believe that securing finance should be a seamless and empowering experience. Our team is dedicated to demystifying the process, providing education, support, and expert advice to help you make informed choices. We’re not just facilitating loans, we’re building lasting relationships founded on trust and mutual success.